Bicycle Accident Insurance Investigation

Question:

Should I talk to the insurance company after a bicycle accident?

Answer:

One of the questions I get most often from people involved in bicycle accidents is whether or not they should give a statement, especially a recorded statement, about the accident they were involved in. If it is your insurance company making the request, I would speak to a lawyer before doing so. If it is the insurance company for the liable party that hit you, I would not recommend speaking with them. You have to keep in mind that these insurance adjusters are usually working off a script, and there?s a reason why they?re asking those questions in the fashion that they are. Many times, these people are going to try to use your answers against you down the road, and they are definitely going to try to delay this process as much as possible.

In the aftermath of a bicycle accident, the first thing you should do is go seek medical attention, and then call a lawyer. Stay away from giving a statement until your lawyer tells you that you have to.